:root{
  --bg:#f6f7fb; --card:#fff; --text:#171a21; --muted:#5a6270; --line:#e6eaf0;
  --accent:#1f66ff; --accent-soft:#eef4ff; --shadow:0 10px 24px rgba(16,24,40,.06);
}
*{box-sizing:border-box}
body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}
img{max-width:100%;display:block}
a{color:var(--accent);text-decoration:none} a:hover{text-decoration:underline}
.container{max-width:1180px;margin:0 auto;padding:24px}
.header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.topbar{display:flex;justify-content:space-between;gap:18px;align-items:center;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px}
.logo{width:44px;height:44px;border-radius:12px;background:linear-gradient(135deg,#1f66ff,#00b1ff);box-shadow:var(--shadow)}
.brand h1{margin:0;font-size:20px;line-height:1.05}
.brand p{margin:0;color:var(--muted);font-size:13px}
.nav{display:flex;gap:10px;flex-wrap:wrap}
.nav a{padding:10px 12px;border:1px solid var(--line);border-radius:12px;background:#fbfcff;color:#202733;font-weight:700;font-size:14px}
.hero{padding:40px 0 14px}
.hero-grid,.grid-2,.grid-3,.grid-4,.stats,.footer-grid{display:grid;gap:18px}
.hero-grid{grid-template-columns:1.18fr .82fr}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.stats{grid-template-columns:repeat(4,minmax(0,1fr))}
.card,.panel,.stat,.faq-item{background:var(--card);border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow)}
.hero-card{padding:28px}
.eyebrow{display:inline-block;padding:7px 10px;border-radius:999px;background:var(--accent-soft);border:1px solid #cfe0ff;color:#0b377f;font-size:13px;font-weight:700}
h1,h2,h3{line-height:1.15}
.hero h2{font-size:42px;margin:14px 0}
.hero p,.small,.panel p,.card p,.faq-item p{color:var(--muted)}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}
.badge{padding:8px 11px;border:1px solid var(--line);border-radius:999px;background:#f7f9fd;font-size:13px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}
.btn{display:inline-block;padding:12px 16px;border-radius:14px;border:1px solid var(--accent);background:var(--accent);color:#fff;font-weight:800}
.btn.secondary{background:#fff;color:var(--accent);border-color:var(--line)}
.section{margin:30px 0}
.section-head{margin-bottom:12px}
.card{overflow:hidden}
.card img{width:100%;height:220px;object-fit:cover;background:#edf2fb}
.card-body{padding:18px}
.panel{padding:20px}
.stat{padding:18px}
.stat strong{display:block;font-size:28px}
.notice{padding:14px;border-radius:16px;border:1px solid var(--line);background:#fbfcff}
.form-row{margin-bottom:12px}
label{display:block;font-weight:700;font-size:14px;margin-bottom:6px}
.input,textarea,select{width:100%;padding:12px 14px;border-radius:14px;border:1px solid var(--line);background:#fff;font:inherit}
textarea{min-height:160px;resize:vertical}
.faq-list{display:grid;gap:14px}
.faq-item{padding:18px}
.footer{margin-top:38px;background:#fff;border-top:1px solid var(--line)}
.footer-grid{grid-template-columns:1.2fr .8fr;padding:24px 0}
.breadcrumbs{font-size:13px;color:var(--muted);margin:6px 0 0}
.image-strip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.image-strip img{border-radius:18px;border:1px solid var(--line);height:180px;object-fit:cover;background:#eef2fb}
hr.sep{border:none;border-top:1px solid var(--line);margin:18px 0}
ul,ol{padding-left:20px}
@media (max-width: 1040px){.grid-4,.image-strip{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width: 980px){.hero-grid,.grid-2,.grid-3,.stats,.footer-grid{grid-template-columns:1fr}.hero h2{font-size:34px}.topbar{flex-direction:column;align-items:flex-start}}
@media (max-width: 640px){.grid-4,.image-strip{grid-template-columns:1fr}}